Credit & Accounting Analyst

Headquartered in Louisville, KY, Mercer Transportation is consistently ranked among the top carriers in the U.S. For over 40 years, we’ve built our reputation as one of the nation’s leading owner-operator companies by fostering a family-oriented culture rooted in honesty, professional freedom, and respect.

We’re seeking a Credit & Accounting Analyst who thrives in a fast-paced, detail-oriented, and analytical environment. This role is primarily responsible for evaluating new and existing customers to determine creditworthiness, establishing appropriate credit limits, and maintaining accurate credit records to support timely business decisions.

In addition to credit responsibilities, this role supports key accounting functions, including reconciliations, journal entries, and financial reporting. Success in this position requires strong financial analysis skills, sound judgment, and the ability to balance customer-facing credit decisions with accurate financial execution.

You’ll work closely with Agents, Accounts Receivable and other internal teams to assess financial risk, protect company assets, and support operational efficiency. 

This position is onsite Monday – Friday, 8:00 AM to 5:00 PM.

What’s In It For You

• Comprehensive Health Coverage – Mercer contributes over $7,500/year toward your health insurance
• Wellness Incentives – Qualify for our Wellness Rate and pay as little as $0/month for employee-only coverage
• Earn Extra Rewards – Receive up to $300/year in gift cards through wellness initiatives
• Generous Time Off – Paid Time Off plus company-paid holidays
• Company-Paid Protection – Life Insurance and Long-Term Disability included at no cost
• Optional Benefits – Dental, Vision, Flexible Spending Accounts, and Short-Term Disability
• Secure Your Future – 401(k) with company match
• Professional Growth – Opportunities to expand your knowledge in credit analysis, financial review, and risk management

What You’ll Do

Credit & Risk Management 

• Evaluate new and existing customers to determine creditworthiness in alignment with Mercer’s credit policies
• Analyze financial statements, trade data, and references to support credit decisions and limit recommendations
• Establish and adjust credit limits based on risk exposure and available coverage
• Maintain accurate credit files and monitor active accounts for risk changes
• Partner with Agents and Accounts Receivable to resolve account issues and support timely collections
• Communicate credit decisions clearly with internal teams and customers to support business operations

Accounting & Financial Support 

• Prepare journal entries and perform general ledger reconciliations
• Support audits, financial reporting, and tax filings
• Assist with commissions, 1099 processing, and other accounting-related tasks

Who You Are

• Analytical and detail-oriented with strong problem-solving skills
• Analytical and detail-oriented with strong problem-solving skills
• Comfortable reviewing financial statements and making risk-based decisions
• Strong communicator with the ability to work effectively with internal teams and external partners
• Organized and able to manage competing priorities in a fast-paced environment
• Professional and diplomatic when handling sensitive financial matters
• Proficient with Microsoft Office, especially Excel, and comfortable learning new systems

Qualifications

• Associate’s degree required; Bachelor’s degree in Finance, Accounting, or Business Administration preferred
• Minimum of two years’ experience in credit analysis, credit processing, or collections
• Working knowledge of general accounting principles and financial statement analysis
• Strong written, verbal, and interpersonal communication skills
• Demonstrated ability to make sound decisions and resolve issues efficiently

May be subject to the following screening requirements: Motor Vehicle, Drug Screen, Criminal Background Check.

Why Mercer

At Mercer, you’ll be part of a collaborative, people-first team where relationships matter and performance drives opportunity. We invest in training, value open communication, and support growth for individuals who are willing to learn, adapt, and take ownership of their success.

Equal Employment Opportunity

We are an Equal Opportunity Employer dedicated to a policy of non-discrimination in employment on the basis of race, color, religion, sex, national origin, age, sexual orientation, disability, or veteran status.